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What is a Property Insurance?


Commercial property insurance is a key coverage for business owners, especially when running a home-based business. That’s because it provides more coverage than homeowners insurance. This type of commercial insurance helps protects your business and its physical assets. It can pay your repair or replacement costs if your business property gets damaged or destroyed from a fire, theft or other covered loss.

Also known as business property insurance or commercial real estate insurance, this coverage helps protect your:

  • Building

  • Equipment

  • Tools

  • Inventory

  • Furniture

  • Personal property


Image by Michael Warf
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