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General Liability

A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts. Understanding this coverage is an important first step in managing CGL
risks.

A CGL insurance policy will usually cover the costs of your legal defense and will pay on your behalf all damages if you are found liable up to the limits of your policy. CGL coverage is one of the most important insurance products, due to the negative impact that a lawsuit can have on a business and because such liability suits happen so frequently.

Reference: https://www.iii.org/article/commercial-general-liability-insurance